BUYER'S COURSE

Here's What You Need to Know About Buying a Home in the Arizona

BUYER'S COURSE

Here's What You Need to Know About Buying a Home in the Arizona

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Buyer's Course

Buyers Blueprint Intro

Module 1: You Need An Expert

Module 2: Buyer's Compensation

Module 3: Choosing the Right Lender

Module 4: Making an Offer and Negotiations

Module 5: Your Offer Is Accepted

Module 6: Inspections Are Complete

Module 7: The Final Steps

Module 8: Erin Brockovich Buyer Compensation

Nestled in the vibrant heart of Arizona offers an unparalleled blend of serene suburban living and the convenience of city life.

Whether you're a first-time buyer or looking to upgrade your living situation, our tailored market updates, captivating community videos, and comprehensive real estate insights make your home-buying journey seamless and enjoyable.

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Stay ahead of the curve with our up-to-minute market updates. From the latest listings to price trends, we ensure you have all the information you need to make informed decisions. Arizona's real estate landscape is dynamic, and with our expert analysis, you're always in the know.

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Considering Buying?


Buying a home can be an exciting but also challenging experience. If you're planning to buy an East Bay home, it's important to be prepared and aware of what to expect throughout the process. This short guide is designed to provide buyers like you with valuable insights and tips to navigate the purchase of your East Bay property successfully.

DOWNLOAD TO ACCESS:

Home Buyers Blueprint

Step by Step Process to Buying A Home

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Spring is here!

The Spring Real Estate Market is thriving, and we are seeing a significant increase in demand for homes in Voorhees, especially from millennials.

In fact, the current absorption rate in our area is only 3 months, which means that if no more homes come on the market, we will only be able to sustain the current demand for up to 3 months.

This is great news for anyone considering selling their home, as the high demand can lead to a boost in your bottom line.

If you are thinking about selling your home, now is the perfect time to do so. To get started, it's essential to focus on your curb appeal, which can significantly impact the value of your property. That's why we've put together a helpful checklist to help you get started.

Friendly reminder: Before you make a repair, be sure to check with a real estate agent to make sure it is worth your return on investment. Feel free to Book A Call with me if you have any questions or want a free consultation!

Are you a little behind on your spring cleaning? Grab a copy of the Ultimate Spring Cleaning Checklist that was featured last month.

Preparing for a possible move this winter? Click below to check out our moving checklist to get your whole house ready for the next home!

Want to know what is happening throughout East Bay Now?

Click below for a full live schedule of local events around town!


DOWNLOAD TO ACCESS:

10 Commandments of Buying A Home


DOWNLOAD TO ACCESS:

The Complete Guide to Buying A Home

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MJ's Cafe in brentwood

WELCOME TO THE VIRTUAL Home Buyer SEMINAR IN ARIZONA

If you're either thinking about purchasing a new home or already made the decision to purchase a house, but you still have questions or concerns regarding the process, price or anything else - let me tell you:

You're in the right place.

This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.

You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and so much more.

Take a look around and let us know how we can help you.

Kim Williamson | Realtor & Broker

By Real Brokerage

SA # 569376000

WELCOME TO THE VIRTUAL HOME BUYER SEMINAR LIBRARY

Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.

Thinking About Buying?

Are you thinking about buying a home but you don't know where to start?

  • ​Learn to take advantage of Tax Saving opportunities instead of throwing your money away

  • Walk through the important aspects of purchasing a home

What to Expect When Buying a Home

Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.

  • ​We have helped hundreds of clients in the past and we can help you too

  • My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours

Home Buying Process -

First Step

The first step when looking to buy a home is getting qualified for a loan.

  • ​Before doing anything else you need to know what you can afford by getting qualified for a loan

  • ​Don’t go house hunting before going mortgage shopping

Pre-Approval vs

Pre-Qualification

Why you need an approval rather than just a pre-qualification.

  • Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified

  • Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be

10 Must Not’s When Buying a Home

Once you find your dream home, we need to make sure you get to move into it.

  • ​Don’t change jobs; becoming self employed or quit current job

  • ​Don’t buy a vehicles

  • ​Don’t use any charged cards or let your accounts fall behind

  • ​Don’t spend money you saved for closing

  • ​Don’t omit any debt or liabilities from your loan application

What are the Pros and Cons of Purchasing a Home?

Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.

  • Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%

  • Con: Maintenance costs; work and money to keep a home in good condition

How Much Money Do I Need To Purchase a New Home?

Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Brentwood.

  • ​There are various loans and grants to qualify to purchase a home

3 Tips To Get Your Offer Accepted

Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?

  • Make sure you offered a competitive price on a home

  • Put down a larger earnest money deposit

  • ​Let the seller know that you have not written offers on any other properties

Offer Has Been Accepted, What’s Next?

Once your offer has been accepted, it's time to open up escrow.

  • It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done

WANT TO GET A FREE CUSTOM MARKET PROPOSAL?

Go to the next page to request a custom market proposal for your specific home

Community Videos

Let's Get You Prepared To Buy A Home

Kim Williamson | Realtor & Broker

SA # 569376000

Meet Kim Williamson

Graduated from Farmington, NM High School. Competed in basketball, track, softball, and rodeo. I qualified in High School for the National Finals Rodeo my freshman, sophomore ,junior, and senior years.

Received a Bachelor’s Degree in Business Operations with a minor in Accounting from DeVry University.

Worked for 3 major logistics companies before I started my own delivery business, which I built to be one of the largest minority own companies in Arizona. In turn, I SOLD it for a very large profit.

My love for horses and rodeo will always be in my heart. After selling my company, I started training horses full time and rodeoing again. In the process of my new career, I also earned my Real Estate License. My western lifestyle went hand and hand with my knowledge of Real Estate. There was a true need for an experienced Realtor that understood land and horse properties. With that being said, I was able to win 8 World Championships in the Women’s Pro Rodeo Association Roping Division. I broke numerous arena records and become one of the elite cowgirls in the world. I hosted 20-30 roping schools across the world annually. As for my Real Estate career, it soared as well, being ranked in the top 200 Top Producing agents out of 90,000 in the State of Arizona. I absolutely love helping others and I constantly strive to improve myself with coaching and mentorship as well as giving back.

KNOWLEGDE IS POWER. “Do what you love and love what you do.”

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Visit our blogs for more real estate tips, home tips, and local information!

Manufactured home on acreage with horse fencing in East Valley Arizona

Manufactured Homes on Horse Property: Financing & Requirements

August 12, 20263 min read

Manufactured Homes on Horse Property: Financing & Requirements

A real share of East Valley acreage — especially larger parcels and manufactured-home-friendly zoning outside the incorporated cities — carries a manufactured home instead of a stick-built one. That's a completely different category from a site-built home, with its own rules, and treating it like a normal single-family purchase is where buyers get into trouble.

The HUD Basics

To qualify as a manufactured home under federal standards, the unit must have been built after June 15, 1976, and carry both a HUD Data Plate and a HUD Certification Label. Newer lending guidelines allow existing homes to qualify with just one of the two documents present, but new construction still requires both. If those labels are missing on a home you're considering, that's not a minor paperwork gap — it can require formal verification through the Institute for Building Technology and Safety or the manufacturer before a lender will touch it.

Permanent Foundation Requirements

For a manufactured home to qualify for standard financing — FHA, VA, or conventional — it has to sit on a permanent foundation system: either a slab/stem wall foundation or a state-approved equivalent, with the installation design sealed by a registered Arizona engineer. Before installation, Arizona requires a site and soil assessment, a check on local frost-line requirements, an installation permit, and a certificate of occupancy from the Arizona Department of Housing before anyone moves in. Skipping any of these steps doesn't just risk a fine — it can make the home unfinanceable down the line.

The Financing Rule That Trips Up the Most Buyers

Here's the one that catches people off guard: if a manufactured home has been physically moved more than once, it will not qualify for standard financing. Lenders — conventional and VA both — require that the home has moved exactly once: factory to its current site. A second move effectively takes it out of the financeable pool for most buyers. This is one of the most important things to verify before you fall in love with a manufactured home on acreage — ask directly how many times it's been moved, and get it in writing.

Hurricane Strapping and Other Structural Requirements

Even though Arizona isn't a hurricane state, manufactured homes here are still required to carry hurricane strapping as part of the HUD construction standard — this is a national requirement tied to the home's certification, not a regional weather rule. It's a common point of confusion I hear from buyers who assume it doesn't apply here. A quick correction on a related myth: Arizona's water heater code requires proper structural support and 36-inch clearance — that's a different requirement from seismic strapping, which is a California standard and doesn't apply here.

Questions to Ask Before You Buy a Manufactured Home

1. Does the home have both a HUD Data Plate and Certification Label, or documentation covering the missing one?

2. Was the home built after June 15, 1976?

3. How many times has this specific home been physically moved, and is that documented?

4. Is it on a permanent foundation with a certificate of occupancy on file?

5. Has hurricane strapping been verified as part of the original installation?


The Bottom Line

Manufactured homes are a completely separate financing category from site-built homes, and the single biggest factor most buyers overlook is move history. Verify the HUD documentation, the foundation status, and the number of moves before you fall in love with a property — because any one of those three can be the difference between an easy close and a financing dead end.

Looking at a manufactured home on acreage and want it checked out properly before you get attached? Call or text Kim Williamson at 480-206-1500 or visit www.ArizonaHorsePropertyForSale.com.

Kim Williamson, REALTOR® | 8x WPRA World Champion | 24 years East Valley experience | Real Brokerage | 480-206-1500 | arizonahorsepropertyforsale.com

Financing and construction requirements are general information current as of this writing and vary by lender. Always confirm specific requirements with your lender and the Arizona Department of Housing before purchase.


manufactured home horse property arizonamanufactured home financing arizonaHUD data plate requirementsKim Williamson Sources: Arizona Department of Housing (housing.az.gov)HUD.gov Permanent Foundations GuideFannie Mae Selling Guide B2-3-02VA lending guidance (2026)
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Visit our blogs for more real estate tips, home tips, and local information!

Manufactured home on acreage with horse fencing in East Valley Arizona

Manufactured Homes on Horse Property: Financing & Requirements

August 12, 20263 min read

Manufactured Homes on Horse Property: Financing & Requirements

A real share of East Valley acreage — especially larger parcels and manufactured-home-friendly zoning outside the incorporated cities — carries a manufactured home instead of a stick-built one. That's a completely different category from a site-built home, with its own rules, and treating it like a normal single-family purchase is where buyers get into trouble.

The HUD Basics

To qualify as a manufactured home under federal standards, the unit must have been built after June 15, 1976, and carry both a HUD Data Plate and a HUD Certification Label. Newer lending guidelines allow existing homes to qualify with just one of the two documents present, but new construction still requires both. If those labels are missing on a home you're considering, that's not a minor paperwork gap — it can require formal verification through the Institute for Building Technology and Safety or the manufacturer before a lender will touch it.

Permanent Foundation Requirements

For a manufactured home to qualify for standard financing — FHA, VA, or conventional — it has to sit on a permanent foundation system: either a slab/stem wall foundation or a state-approved equivalent, with the installation design sealed by a registered Arizona engineer. Before installation, Arizona requires a site and soil assessment, a check on local frost-line requirements, an installation permit, and a certificate of occupancy from the Arizona Department of Housing before anyone moves in. Skipping any of these steps doesn't just risk a fine — it can make the home unfinanceable down the line.

The Financing Rule That Trips Up the Most Buyers

Here's the one that catches people off guard: if a manufactured home has been physically moved more than once, it will not qualify for standard financing. Lenders — conventional and VA both — require that the home has moved exactly once: factory to its current site. A second move effectively takes it out of the financeable pool for most buyers. This is one of the most important things to verify before you fall in love with a manufactured home on acreage — ask directly how many times it's been moved, and get it in writing.

Hurricane Strapping and Other Structural Requirements

Even though Arizona isn't a hurricane state, manufactured homes here are still required to carry hurricane strapping as part of the HUD construction standard — this is a national requirement tied to the home's certification, not a regional weather rule. It's a common point of confusion I hear from buyers who assume it doesn't apply here. A quick correction on a related myth: Arizona's water heater code requires proper structural support and 36-inch clearance — that's a different requirement from seismic strapping, which is a California standard and doesn't apply here.

Questions to Ask Before You Buy a Manufactured Home

1. Does the home have both a HUD Data Plate and Certification Label, or documentation covering the missing one?

2. Was the home built after June 15, 1976?

3. How many times has this specific home been physically moved, and is that documented?

4. Is it on a permanent foundation with a certificate of occupancy on file?

5. Has hurricane strapping been verified as part of the original installation?


The Bottom Line

Manufactured homes are a completely separate financing category from site-built homes, and the single biggest factor most buyers overlook is move history. Verify the HUD documentation, the foundation status, and the number of moves before you fall in love with a property — because any one of those three can be the difference between an easy close and a financing dead end.

Looking at a manufactured home on acreage and want it checked out properly before you get attached? Call or text Kim Williamson at 480-206-1500 or visit www.ArizonaHorsePropertyForSale.com.

Kim Williamson, REALTOR® | 8x WPRA World Champion | 24 years East Valley experience | Real Brokerage | 480-206-1500 | arizonahorsepropertyforsale.com

Financing and construction requirements are general information current as of this writing and vary by lender. Always confirm specific requirements with your lender and the Arizona Department of Housing before purchase.


manufactured home horse property arizonamanufactured home financing arizonaHUD data plate requirementsKim Williamson Sources: Arizona Department of Housing (housing.az.gov)HUD.gov Permanent Foundations GuideFannie Mae Selling Guide B2-3-02VA lending guidance (2026)
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WHAT PEOPLE ARE SAYING ABOUT KIM WILLIAMSON

"Kim is an exceptional realtor. Her knowledge, professionalism and direct approach is why I wanted to work with Kim. She guided me through every step of the process while selling my property. Kim provided outstanding customer service, and direction. She responded quickly to any correspondence or concern. Kim was awesome at follow up and kept the process moving. She was able to get my property on the market and sold quickly. Her years of experience shined through. I enjoyed working with her and her realtor team!".

- Michelle Lenz

"Kim and her team are absolutely wonderful to work with! She braved rattlesnakes and helped us work out a couple of complicated transactions. We never had to wonder where we were in the process, she communicated with us quickly and as often as needed. Can't say enough great things about Kim and her team. She is the best!"

- Jennie James

Kim got the job done, it was a cross country move and we took advantage of the time we had when we were visiting AZ. We found a great house, worked with awesome sellers, and landed the house that was perfect for our needs. Kim moved as fast as we needed her to and answered questions along the way. Kim and AZ have been good to us."

- Abby Clausen

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Have them delivered to your inbox.

Subscribe to the monthly digital newsletter below!

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